You will receive your final numbers for your monthly payment and cash to close generally 1 or 2 days before closing. If you have cash to close, then you will either need to obtain a cashier’s check or a wire for the amount. You will also need to bring your ID. Your loan officer will help direct you on this.

When closing day comes and you are seated at the closing table, you can expect to sign some paperwork. Not as much as you would if you were to purchase a new home. The closing agent, who works for the title company, will go over every document with you and explain what it is. It’s important that you understand what you’re signing. Be sure to ask your closing agent, or loan officer any questions you may have.  You may be able to obtain a copy of the paperwork you are signing before closing, so you can ask questions ahead of time. This is something you would ask your loan officer for.